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Mortgages By Linda Mortgage Brokers Jacksonville FL St. Johns St. Augustine Ponte Vedra

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Did you know we

Did you know we

Did you know we

Did you know we

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NEVER CHARGE

NEVER CHARGE

NEVER CHARGE

NEVER CHARGE

NEVER CHARGE

NEVER CHARGE

for an application fee

for an application fee

for an application fee

for an application fee

for an application fee

for an application fee

Mortgages By Linda Mortgage Brokers Jacksonville FL St. Johns St. Augustine Ponte VedraConnect with Mortgages By Linda X Facebook LinkedIn Mortgage Broker Jacksonville FLConnect with Mortgages By Linda X Facebook LinkedIn Mortgage Broker Jacksonville FLConnect with Mortgages By Linda X Facebook LinkedIn Mortgage Broker Jacksonville FLConnect with Mortgages By Linda X Facebook LinkedIn Mortgage Broker Jacksonville FLConnect with Mortgages By Linda X Facebook LinkedIn Mortgage Broker Jacksonville FL

Competitive Prices

Affiliated with more than 15 wholesale lenders.

We Offer All Loan Programs Available

In today’s mortgage industry.

Easy Online Pre-Approval

In 15 Minutes, & Underwriting Decision In 24 hours.

Get Approved Now Mortgages By Linda Mortgages Jacksonville FL

Linda Garcia is a licensed mortgage broker in the state of Florida. She is the President and Senior Loan Originator of Mortgages By Linda, Inc., a top rated award-winning mortgage lending company, based in Jacksonville, FL. Our team of experienced mortgage loan originators’ primary focus is to provide the very best personalized customer service and custom mortgage solutions to each of our valued clients.

Linda prides herself on giving personalized one-on-one service to every customer.

A mortgage is the biggest financial commitment you can make.  Linda’s professional expertise and dedication to customer service will give you complete confidence that you made the right choice as she guides you through your loan process.

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Mortgages By Linda can help with the Home buying process.

 

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Rose profile picture
Rose
October 20, 2026
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Since day one it has been a great experience. They walked me through each step and even help me find a realtor. They helped me navigate each of my options until i found the best one for my situation. Easy to reach and talk to whenever I had questions. Great experience overall 10/10
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Brae Coats profile picture
Brae Coats
October 16, 2026
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Linda is the BEST! I reached out to Linda on September 2nd about getting a HELOAN since she did our mortgage 9yrs ago. She started working on our HELOAN quotes right away. She sent us over the quotes and some advice on how to get better rates. We followed her advice and rec'd a CLEAR TO CLOSE IN 5 DAYS message! With her guidance, we got the lowest rates around, got the most cash in our pocket at closing. Our process from quotes to close was exactly 16 days!! Her guidance, extreme knowledge, patience, and kindness is what keeps people coming back. Thank you Team MBL!
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Devin Silverthorne-Lillie
October 8, 2026
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Linda is wonderful to work with! She is knowledgeable, professional, friendly, responsive and you can tell she genuinely cares for helping her clients during the mortgage process. She makes the entire process seem less overwhelming or daunting- and takes her time to answer questions explaining clearly and always communicating keeping me at ease. Highly recommended Mortgages by Linda! Thank you Linda!
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Phil Luong
October 7, 2026
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Outstanding Mortgage Lender in Jacksonville! I highly recommend Mortgages By Linda to anyone looking for a trusted and knowledgeable mortgage lender in Jacksonville, Florida. What really stood out was the personalized service. They took the time to explain our mortgage loan options, interest rate, financing terms, and closing costs instead of simply telling us what to choose. Team MBL came up with creative out-of-the-box mortgage solutions that were suitable for us. We always felt like our questions were welcome and that we were working with people who genuinely cared about helping us find the right mortgage for our situation. If you're a first-time homebuyer, relocating to Jacksonville, refinancing, or simply comparing mortgage lenders in Florida, I would definitely recommend talking with Mortgages By Linda FIRST! Professional, knowledgeable, responsive, and genuinely committed to helping their clients. Five stars all the way! ⭐⭐⭐⭐⭐
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Rachel Kenny
August 19, 2026
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Thank you Linda for a smooth, fast and excellent loan experience, and for taking the time to make sure we understood everything.
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Dustin C
July 30, 2026
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I had an amazing experience working with Linda! She guided me through every step of the mortgage process and made everything incredibly easy to understand. Her customer service and personal attention were exceptional , I never felt like just another client. The entire process was fast, smooth, and far less stressful than I expected. Linda was always responsive, kept me informed, and made sure I knew exactly what was happening and what came next. She truly goes above and beyond for her clients. Linda was an absolute pleasure to work with, and I couldn’t be happier with the experience. If you’re looking for someone who is knowledgeable, professional, responsive, and genuinely cares about her clients, I highly recommend Linda and Mortgages by Linda!
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Maricar Baña (Mari)
July 12, 2026
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We cannot say enough wonderful things about Linda and the entire Mortgages By Linda team. From the beginning of our home-buying journey through closing, and even after closing, they were knowledgeable, responsive, patient, and genuinely invested in helping us succeed. Their availability was exceptional. The team was readily accessible by email, text, and phone. They even made time outside normal business hours to prepare preapproval letters for our time-sensitive offers. They worked closely with us through three different house bids, answered every question thoughtfully, and helped us strategize so that we could submit a stronger, more competitive offer on the home we ultimately purchased. Linda and her team also worked seamlessly with our realtors at Nomad Realty, which made the entire process feel coordinated and efficient. They communicated well across everyone involved and also provided helpful recommendations for homeowners insurance, making it easier for us to navigate another important part of the purchase. Their expertise and attention to the mortgage market made a meaningful financial difference for us. The team notified us about and secured a 1% mortgage interest-rate reduction for our first year. They also helped us lock in a lower interest rate during a period when mortgage rates were increasing, while carefully navigating debt-to-income ratio. One of us is self-employed, which often creates additional documentation requirements and can make the mortgage process more complicated. Linda’s team helped make that process as straightforward and manageable as possible. They were organized, clear about what was needed, and patient in guiding us through the extra paperwork. Communication remained consistent and reassuring all the way through closing. Even afterward, the team continued to be available when questions came up. The beautiful housewarming gift was an unexpected and incredibly thoughtful surprise that made an already special experience even more memorable. We are truly grateful to Linda and her team for helping us become homeowners. Their professionalism, accessibility, strategic guidance, and personal care set them apart. We wholeheartedly recommend Mortgages By Linda to anyone looking for a mortgage team that combines expertise with genuine dedication to its clients.
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jim bleech
June 24, 2026
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This was a very complicated transaction and Linda did a fantastic job of keeping all the details together and pushing the appropriate people for a successful closing. Highly recommend her.
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Jessica Harb
April 14, 2026
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I had an amazing experience working with Mortgages By Linda! From start to finish, the process was smooth, professional, and stress-free. Linda was incredibly knowledgeable, responsive, and truly went above and beyond to make sure everything stayed on track. She took the time to explain every step clearly and made sure I felt confident throughout the entire process. Her dedication, attention to detail, and commitment to her clients really set her apart. If you're looking for a reliable and trustworthy lender who genuinely cares, I highly recommend Mortgages By Linda. I couldn't be happier with the experience!
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Marlenne
March 20, 2026
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Very professional, knowledgeable, always available and quick to respond. Made me feel safe with my financial decisions. Would recommend 100%.